Edge Multimedia, Inc. “LICENSOR “ offers Financial Calculators (“PRODUCT”) to organizations “LICENSEE” for use on their website via a paid license agreement. PRODUCT is the web based software-as-a-service (SaaS) operated by LICENSOR in which interactive calculators are displayed on websites. PRODUCT is branded as Formulate. 

LICENSEE may display PRODUCT on any wholly-owned web properties and permit website Users to access PRODUCT as part of website experience. LICENSEE understands that LICENSOR is to be notified when PRODUCT is placed on other websites and will be held liable for any related licensing fees.

Edge Multimedia, Inc. (LICENSOR) is the sole and exclusive owner of all rights, title and interest, including brand image, brand logo, brand web domain and brand name, trademarks, copyrights, trade secrets and other intellectual property rights associated with PRODUCT. Under no circumstances is any LICENSEE to derive or gain access to any portion of the licensed software source code, in whole or in part, nor may any other person, organization, third party or LICENSEE copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, adopt, rent, lease, sell, reverse engineer, translate, reformat, reassign, publish, modify, adapt, or sublicense any aspect of PRODUCT without express permission from LICENSOR.

By licensing PRODUCT, LICENSEE acknowledges and accepts that LICENSEE is doing so at LICENSEE’S OWN RISK, and accepts SOLE RESPONSIBILITY of use. LICENSOR and/or its suppliers make NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED IN THE PRODUCT FOR ANY PURPOSE. To the maximum extent permitted by applicable law, all such information, software, products, services and related graphics are provided “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND. LICENSOR AND/OR IT’S SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. 

TO THE MAXIMUM EXTENT ALLOWED BY APPLICABLE LAW, IN NO EVENT SHALL LICENSOR AND/OR IT’S SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER, INCLUDING WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE PRODUCT, WITH THE DELAY OR INABILITY TO USE THE PRODUCT OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE PRODUCT, OR OTHERWISE ARISING OUT OF THE USE OF THE PRODUCT, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF LICENSOR OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. IF LICENSEE IS DISSATISFIED WITH ANY PORTION OF THE PRODUCT, OR WITH ANY OF THE TERMS OF USE, DISCONTINUING USE OF THE PRODUCT IS THE LICENSEE’S SOLE AND EXCLUSIVE REMEDY.

Any data entered by Users accessing LICENSEE’S website when using PRODUCT whether posted by Licensee or by Users, will remain the sole property of LICENSEE to the full extent provided by law. LICENSEE is solely responsible for the accuracy, quality, integrity, legality, reliability, appropriateness of and copyright permissions for all LICENSEE Data. Additionally, any calculation by PRODUCT may not reflect the accurate terms for LICENSEE. REPRESENTING ACCURATE RATES AND TERMS ARE THE SOLE RESPONSIBILITY OF THE LICENSEE. LICENSOR IS NOT HELD LIABLE FOR ANY MISCALCULATIONS AND ACCURACY IS NOT GUARANTEED. Consult a financial professional to confirm calculations.